Chase 1099 int 2022 reddit. Just to be clear, you are required to pay tax on $1 of interest. The OP doesn’t need to since it rounds down to $0, but for 0. Customer support says they can't help until 2/2. Should I file amendment for last year’s federal income tax? Chase starting in 2019 reports points as income - if you used over $600 you’d get a 1099-misc. 20 of interest that my The IRS has delayed the 1099 K rule until the 2023 tax season, so it is actually still a $20,000 threshold for 2022 taxes. So Feb 22, 2021 · Employee Tax Expert. The checking accounts all have like $2 interest, but we had some savings sit long enough to make some 1099 worthy interest. Taxes. February 2, 2020. Do I need to file an amended tax return? While checks may include co-borrowers, Form 1099-MISC is sent only to the primary borrower on the account. Eligibility may be limited based on account ownership. My return is a simple W2 and 1099-INT's I was able to do for free with Credit Karma Tax (state included). The opening account bonus usually Reply reply. citizen or a resident alien all year -Not file Form 2555, Foreign Earned If you earned $10 or more in interest for the previous year, a 1099 should’ve been issued by Jan. 06-1236737 : Synchrony Bank. OMB No. Which is even weirder since I obviously haven't filed my 2022 tax return yet. But, technically, you are supposed to report all taxable and tax-exempt interest on your federal income tax return, even if you don’t receive a 1099-INT. oohsparklie. RECIPIENT’S TIN Jan 20, 2024 · Investing with tax-advantaged accounts. For those interested in purchasing CDs through Fidelity, these are termed as "brokered CDs. For calendar year. When I opened up my tax software, I chose the amend 2021 option, added the 1099-INT information and my refund (which was displaying the refund I already received) went I didn't know that you also have to report the interest you earn from a savings account as this does not happen in my country (I never received a 1099- INT form from them). 3% = 14. In return, and to my surprise, Chase sent me a 1099-MISC for $500 on box Citi doesn't issue a 1099-INT for bank bonuses, they issue a 1099-MISC: while this doesn't make much of a difference on a tax reporting standpoint, it helps us get some insight into the value assigned to these points thanks to the difference in reporting requirements between these two forms: a 1099-MISC is only required for taxable income over It says it's regarding the calendar year 2022. 77. I know lots of folks (me included) got interest from delayed or amended returns. I have been digging through various IRS form instructions, including Pub. Apr 23, 2012 · Seasonal wrote: ↑ Wed Mar 16, 2022 9:35 pm Chase mailed our 1099-int for a savings bond redemption to the address on the bonds rather than our current address. I still have a bank account in the US. I received a 1099-INT for the 2023 calendar year for ~$150 in interest. Since most of that interest was paid back to the US Treasury, I'm not sure how to handle this. You may have inadvertently signed up to receive paperless tax The threshold for issuing a 1099-INT is $10, but you’re supposed to report interest received even if you didn’t receive a tax form from the bank (or if they issued one for less than $10). My US bank issued a 1099-INT for interest of about $1000 because they did not process my W-8 BEN on time. I'm assuming this is tied to a remediation check I received in 2022 from them. Since bank issued 1099-INT, IRS computers will know about 49 cents. 70 Online. My family qualifies for a tax credit due to energy updates to our home during 2023. 1098. If you earned $10 or more in interest from a bank, brokerage or other financial institution, you’ll Citi has created some controversy in the manufactured spending world because they often report bonuses on Form 1099-MISC, not 1099-INT. That matches almost the number on my 1099 Points were earned in 2018/2019 or so. This is not a standard practice among banks, but they've got tax lawyers and the IRS hasn't objected, so. 35% x 15. For State Tax Department . 14. Give the actual owner of the interest Copy B of the Form 1099-INT by January 31, 2021. If the amount is less than $10, the bank does not have to send you a 1099-INT, but you are required to report the income. It's only ~$40, so not a significant amount, but I'm just slightly confused by it. If you don’t remember what you paid for the goods, you can use fair market value. 1099-INT income on Form 1040, line 2b. You don't fill anything out if you receive a 1099-int. Bank issued me 1099-INT for a 49 cents of interest earning from 2022. Brokerage and Managed Accounts (CSP, MFAP, PMP, SAS, JPMCAP, FIAP) Form (s) Consolidated 1099 tax forms and supplemental information. He says he doesn't have a 1099 in his document/message folder, either. The 1099s have yet to be finalized and are yet to be officially available. You report it as if the bank had sent you a 1099-INT. That is a tax form you use to file your tax return. Jul 29, 2019 · The 1099-INT is a short form as IRS tax forms go. Back in March 2020 I locked in for a rate and was charged $500 at that time to get it locked. However, I can't figure out exactly when this money was sent to me or how exactly I accrued it. The IRS often sends a letter in lieu of a 1099-INT. Robinhood is reporting: 1d- Proceeds & 6- Reported (G)ross or (N)et: $-53. CPAtech. If you receive Form 1099-MISC, and you’re not tax responsible for the full amount on that form, please consult the Form 1099-MISC instructions for more information about how to file Form 1099-MISC in these situations. I used FreeTaxUSA to file my return. 1099-INT (Rev. Usually a bank just shows account closed but lets you access statements and tax records. The long leg of spreads seems fine, but short leg and CSP's are not. Last year, my brokerage company sent me a 1099-DIV for $17 of dividends I received, and also went ahead and sent me a 1099-INT for $0. I'm a non-resident alien who worked in the US in the past and left in 2022 (I have an SSN). 1099-INT from Wells Fargo remediation check. My family’s tax prep said I didn’t need to file it but according to the IRS any income paid more than $10 from a banking institution should file the 1099-INT. The IRS should send a 1099-INT in addition to the letter, if they paid more than $10 to a taxpayer. Dec 7, 2023 · A 1099-INT tax form is a record that a person or entity paid you interest during the tax year. 00. In order to find out how to file this credit, I had to upgrade to Live-Assisted. The state I moved from doesn’t have state income tax, while the state I moved to does. Did you receive a tax refund that took a long time to process? I just got one of these in the mail. Select the Jump to 1099-INT in the search results. gov/Form1099INT. I realize that we need to issue them a 1099-INT by Jan 31, 2022. Learn more. Yearli by Greatland. If you are required to file a return, a negligence penalty or other sanctions may be imposed Short answer: you should file a 1099-INT for ALL interest earned, regardless of whether the bank sent you a form or not- explanation below. According to Doctor of Credit, Credit Karma Tax is now Cash App Tax. On the left side of the Form 1099-INT are boxes for . Didn’t receive 1099-int from IRS yet. Help!! Unsolved. Any amount of income that is more than 49 cents is reportable and taxable. WendyFromNeverland. I received a 1099 INT from Chase for a sign up bonus. Search for 1099-INT with the magnifying glass tool on the top of the page. Expected Mailing Date. There is actually some disagreement when it comes to checking/savings account bonuses. Thanks for flagging this to the group. My Chase ones showed up online under Tax documents about a week ago. Beginning in 2021, my wife and I have an agreement with her parents to repay them a personal loan at 2. Top 3% Rank by size. 1099-INT and moving. Never got one before now. The IRS should send the 1099-INT by Jan 31st 2023, but only if the interest is $10 or more. [deleted] • • Edited. I received a 1099-MISC from chase now for $290 x 2 ($580 total) reported income from these two flights. Lost my 1099 INT from Chase. 001% interest) often won't send you a 1099-INT every year, because if the amount of interest you earned is under something like $10, then they aren't required to generate a 1099 for you (some will do it Basic Qualifying Rules To qualify for the EITC, you must: -Have worked and earned income under $59,187 -Have investment income below $10,300 in the tax year 2022 -Have a valid Social Security number by the due date of your 2022 return (including extensions) -Be a U. We went down to a local branch and the local banker couldn’t find a record of him. The interest was $58. 5% interest. They sent me two separate 1099 consolidated forms that contain a 1099-DIV and 1099 INT. Your minor child may have a filing requirement based on the amount of unearned income, and independent of whether or not anything was withheld. 1099-INT has this standard warning, "This is important tax information and is being furnished to the IRS. S. • 1 hr. This is happening again in 2020, so in this post I wanted to take a look at what you can expect to receive 1099s for, since these seem to be in the process of being mailed out. There’s a place to fill in 1099 income. The $10 that you are referencing is the requirement of the bank to send you a 1099-INT. Yes, you have to account for this when you file your taxes. i've never had this form sent to me before I wanted to cash out some I-bond and only now realized that treasury direct had a taxes tab and found a 1099 form for year 2022. It doesn't collect any tax, it doesn't create any new taxes, it's just a reference you use in preparing your own taxes, and a tool the IRS uses to make sure people report I'm not sure what the IRS actually says on the topic but the general understanding is you must wait for your return to be processed before submitting the amendment. Description. My dad hasn’t had a bank account there ever according to my mom. 8% net Tax, W-9, and 1099-K Discussion MegaThread. We did not intend to release the 1099s, but for a short period, the documents appeared available. It's pretty awesome. Anything I need to do? Mar 3, 2024 · Readers report getting $10 added to their 1099, apparently due to one of the small $10 mobile app or similar promos. So your net profit from (3) goes onto Schedule 1 and then to the main income tax 1099-INT (Rev. I know we are supposed to claim it. Afterwards, I requested for the $500 refund. gov it has 1 for interest income, 2 for early withdrawal penalty, 3 for interest on US savings bonds, etc. 35% of your profits at a rate of 15. Credit card rewards are generally considered rebates bc you usually have to pay in order to get the CB/points, so they aren’t taxed. AFAIK, you don't actually include the 1099s with your return. Also I don't even know what this 1099 INT is even from. Goal33 wrote: ↑ Thu Mar 17, 2022 4:19 am Wells Fargo. these-things-happen. Form 1099-INT reports combined interest on deposit accounts. He had a mortgage their maybe 15-20 years ago. In general, investment earnings (whether from banks, stocks, mutual funds, etc) generate tax forms (e. And import will work. However, the 1099-INT has my new state listed since I changed my address on my accounts. 98. There was no place in the tax credits section to file for this tax credit. Is Chase sending 1099s for referrals in 2021? Curious if anyone has received a 1099-MISC for Chase referrals this year? I've heard that a few years ago they were doing this even if <$600. ADMIN MOD. gleepglop43. The complication was that all my "interest" was actually bonuses I had earned. CD interest earned in a brokerage account will be reported on Form 1099-INT. Tax-advantaged accounts available through J. Only select your brokerage accounts. When I call the investor relations support numbers for the individual investments, they claim they sent it to the bank mid-February. Tax Question. Form 1099-MISC reports services (including parts and materials), prizes and awards, and other miscellaneous income equaling or in excess of $600. I signed up for a sign on bonus of $300 from Chase Bank and received it as interest income. I've searched every inch of my house and I'm fairly certain my partner accidentally threw it out when cleaning up a stack of opened mail. & "income" is $350 to be added on to income filing U. 5 I attempted to file my taxes. The name, address and taxpayer identification number, or TIN I forgot 1099-INT. Did WF have to include interest in the settlement checks, and How to find tax form 1099-INT for your Chase account? Open the Chase website. Most software wont even let you generate a 1099 if its below the threshold (Interest $10, Misc $600 etc. 1099-INT, 1099-DIV, etc), and you then use the tax forms to calculate your taxes. Long-term capital gains and qualified dividends are taxed at 0%, 15% or 20%, and wealthy households face another 3. I got my 2019 refund with 100+ interest on 2021, I suppose that I should receive 1099-int before 01/31/2022. Unsolved. Canada has Chase Banking. "NOBODY" -- correct me if I'm wrong here -- EVER withholds taxes on CD interest, so something doesn't make sense here. ADMIN. 31) and the interest I earned in 2022 was $12. true. But nothing yet, when I call them up, get the same answer, we release every 2 weeks. 1%. 1099-INT is only mailed when the combined interest for all deposit accounts is $10 or more. or Canadian ( no explanation really needed because funds are always reported by bank) r/tax. You need to enter the payer's name and amount. Should I file the 1099-INT late? Closed bank account, no way to access 1099-INT. Clarification on date: 1/31 is when IRS states 1099-INT must be provided to the recipient. PAYER’S name, street address, city or town, state or province, country, ZIP or foreign postal code, and telephone no. 13. No referral or sign-up bonuses, just some transfers to a CSR account and a 210k point redemption towards airline tickets on their travel portal. A 1099-K just reports how much income you received through paypal to the IRS, same way that a 1099-INT reports what income you received as interest from XYZ Bank to the IRS. Make sure to check yours if you also moved in the last 2 years. Impressive_Bother682. 1099-INT from the IRS questions. Posted by u/SSJ_JRR - 1 vote and 6 comments I think it just comes down to a matter of the bank's legal interpretation, and I'm not sure that either is necessarily wrong. Mine was available a week or so ago. I received a 1099-INT from the Wells Fargo Remediation Department. 22-1294443 : Amboy Bank. I forgot to report this on my return and I’ve already filed. I just got a 1099-misc for $1500. I started a refinance process with Chase and paid $500 for the lock in rate agreement but Chase failed to close my refinance after 5 months with my application open. You’re still required to report it, even if you never actually received the form. When to expect your tax forms. A 1099-C is generated by a financial institution, such as a lender, after a qualifying event. In addition to self-employment tax, you'll pay regular income tax too. We ended up canceling the flights due to covid restrictions. IRS only pays credit interest on refunds when there's a significant delay. . 29 and then bought it back for $0. 51 or more it would be proper to report it. On Feb. This is done on Schedule SE. Although we can’t help here with specific account service issues, we can help troubleshoot and point you in the right direction. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning I finally remembered I had this 1099-INT that showed up after I had filed and had my return accepted. This was so that I could manage funds myself and not through an advisor. Send Copy A of Form 1099-INT with a Form 1096, Annual Summary and Transmittal of U. 9% certain they should. I was paid the bonuses before I moved states. It’s being valued at 1 cent per point. ago. Tax Advice for 2024: Do not file with Turbotax. In the last tax year I lived outside the US for the whole year. •. 1099. Hours: 7am-10pm ET M-F, 11:30am-10pm ET Sat/Sun. " These CDs are still issued by banks, but purchased through a broker, such as This post doesn't make much sense. The dealership will sell you the car and you will receive a 1099 from the sweepstakes operator for the MSRP value of the car but if you want cash instead the dealer will buy it back from you immediately at 80% (ish) of the value. g. Like posters say if it’s less than $10 you don’t get one. My refund from the IRS was late last year, and they paid me interest of $11. I was signed up for paperless so I doubt they mailed a 1099-INT. Some of the comments are saying you have to do everything via the app. To edit the recipient's address you entered for a 1099-INT form, you can follow these steps in TurboTax: Open your tax return in TurboTax. On the home page, in the login form, enter your user name. Other miscellaneous income on Schedule 1, line 8 (even if you don't receive a 1099-MISC). If it's the business EIN, then the first question is if you would actually owe taxes I filed my taxes yesterday, and I forgot to include a 1099 in my tax return. January 20, 2024. It has five boxes, none of which are numbered. As you said, for most people it probably wouldn’t result in any increased tax liability, unless it happened to push you into the next row of the tax table. Cancelling the debt requires the bank to send you the 1099-C regardless of whether you received a discharge in bankruptcy. don't they do that every year any way if I overpay and get a tax refund? Not necessarily. Chime is a financial technology company, not a bank. Bank of America makes it notoriously a pain to close an account. 63-0371391 : Regions Bank. Login to chase and link account unshared non brokerage account . It is useless information that isn't required to be presented anywhere on your tax return. Chase says they consider point refunds income. Since I was unemployed and didn’t file a W2, I didn’t file taxes at all. Information Returns, to your Internal Revenue Service Center by March 01, 2021 (March 31, 2021, if you file Form 1099-INT electronically). I am still an authorized user and it shows up in my account listings. Not not select your checking saving etc. My bank, Wells Fargo, released a draft 1099-DIV on February 12th. My refund for 2022 was sent a couple weeks after I filed in April, and the interest amount was about 10% of my TY 2022 refund (so I don't think it would have accrued from a The answer is absolutely, yes. Last year (2021; tax year 2020), they did not issue me a 1099-INT even though I was 99. If you are required to file a tax return, you are required to report all of your income, whether you receive a 1099 or not. I read somewhere that if it's over $600 you will receive one, and somewhere else that if it is over $10 you will get one. If you don't receive something online or by mail by 2/1, contact Chase. Department of the Treasury - Internal Revenue Service. For the simplest example, I sold a CSP on for $0. Alumni. Morgan Wealth Management, like individual retirement accounts (IRAs) and 529 college savings plans, can help you invest for your future with different tax benefits. one for each account. Bank that sent it to you has shitty software. Technically, you’re supposed to report under $10, too, but banks don’t report it under $10. Yup, that interest is ordinary income. The total amount on the 1099 is $149. Interest is over 10 dollars U. PAYER’S TIN. Locate a branch in your area or check if you can do a virtual appointment. I will owe less than $20 for state and federal, but I hate to For the most recent version, go to IRS. This is not a distribution nor an incentive I received from chase in any shape or If the payment was sent in 2022 it would go on your 2022 return you file next April (2023). Feb 2, 2020 · Ben Schlappig. Yes, each bank that paid you at least $10 of interest is required to issue you a 1099-INT. Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). ; Members FDIC. The form I received has none of those. jerry2000. So, I just realized that in 2021 when I was filing tax return, I forgot to report cash bonus of $200 that I received from Chase for opening a new account. Ultimately it shouldn't matter to the IRS as long as you report it and pay tax on it. Cover your tracks, especially financial coming back to bite if you "worry". The 1099-INT should have been provided from your bank and it should show your total interest for the year. Make the most of your tax-advantaged retirement accounts. Under our tax code, if a bank pays you a bonus, that's considered taxable interest. But if a bank, financial institution, or other entity pays you at least $10 of interest during the year, it is required to prepare a Form 1099-INT, send you a copy by January 31, and file a copy with the IRS. Does anyone know which is correct? Does the 1099-INT have your SSN or the business' EIN? If it's your SSN, you can put it on your personal 2022 return if you haven't filed yet. Ugh. Click Edit next to the 1099-INT that you need to edit. Oddly, this immediately deleted my online account access also. This would make anything under 50 cents zero. Did not report 1099 INT in 2020. You are required to report all interest income on your tax return, regardless of amount and regardless of whether or not you receive a 1099-INT. 1099-MISC. Points referral bonuses from the United card and Marriott card are getting 1099ed. 1179, to figure out the proper mechanics of doing this but it is still unclear to me. May include IRS Forms 1099-DIV, 1099-INT, 1099-MISC, 1099-B and 1099-OID, depending on your situation. You have a great eye! Our web and tax teams were conducting testing to ensure the 2022 tax document experience is seamless for members. Mortgage and Home Equity. We’ve long known about 1099s for Ultimate Rewards bonuses since those can be cashed out at 1 cent per Additionally, the $100 bonus will go on the 1099-MISC. A qualifying event occurs when the entity has written-off or canceled a debt in excess of $600. My bank has sent me a 1099-INT showing about $630 in interest. File Form 1099-INT, Interest Income, for each person: To whom you paid amounts reportable in boxes 1, 3, or 8 of at least $10 (or at least $600 of interest paid in the course of your trade or business described in the instructions for Box 1. Fidelity is responsible for reporting this data and will generate and deliver the tax form. RECIPIENT’S TIN tax1099. I cannot find it anywhere. 36K Members. On the example 1099-INT on IRS. As far as the IRS cares, as long as the "taxable interest" line on your 1040 equals (or I guess exceeds) the total of all the interest reported on the 1099-INTs they get for your social security number, you're good. Then enter your pass . As of last year Chase started sending out 1099s for points earned in certain ways, including through their “refer a friend” program. When an entity is required to issue this form, it must provide three copies — one to the IRS, one to the individual receiving the interest, and one to the state tax department. 11-0685750 : Dime Community Bank. A. Also, I got a 1099G for my state refund from 2022, but TurboTax says that it's not taxable so I don't think it's relevant but not sure. I received a 1099-INT for bonuses I received for opening accounts. Just put the bank name as the payer and put the interest in The $350 bonus would not be "interest" but "income" in the U. ) You are allowed to fill in your taxes rounding everything to the nearest whole dollar. I don’t remember getting that money. My dead dad received a 1099-int from Wells Fargo for a modest amount of money (like 1k). Now, my dilemma. Credit Karma Tax & 1099-INT's. You don't need the TIN/EIN to file your taxes. IRS Form 1098 (Mortgage Interest Statement) reports interest on mortgage and home equity accounts. We ended up being asked to write a note out asking for they sent me a 1099-INT form because the IRS paid me interest. Account Closing: If the checking account is closed by the customer or Chase within six months after coupon enrollment, we will deduct the bonus amount at closing. For me, I use Year to Date interest on Saving December 2022 statement plus Year to Date interest on Checking December 2022 plus the promotion bonus. Pretty sure my RH 1099-B is wrong for all my short options. Discussion. I live in a state without state income, so I only had to amend the federal. You'll pay self-employment tax on 92. There is a minimum dollar amount involved. If you received one or more federal tax refunds in 2022, interest was paid. But I still got nothing. Jun 7, 2019 · 1 Best answer. One of mine just appeared in the dashboard, but the form says it's being sent to an old address from 2022, which isn't attached to any of my accounts. 31. tontot • 5 mo. Now chase sends me a 1099-MISC on box 3 showing $500. Reply reply. The 2022 1099-INT for my child also doesn't have taxes withheld. In May 2022 chase refunded the 29k points to our account. You can make an adjustment down from MSRP to show the value the car on the open market. Not a huge fan of Cash App or Square. Retry importing from TT. Copy 1. The bank isn’t required to issue a 1099-INT for amounts below $10, so the IRS may not know about the $2 unless you tell them, or they audit you. 1545-0112. That info is optional when entering 1099-INT and -DIV info into tax software. This multiplication can be simplified to an effective rate of 92. You won't get one if your interest was below a Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. My CPA says the bank legally needs to release the 1099-DIV by 18M subscribers in the personalfinance community. Chase for Business offers various business banking solutions including loans, credit cards, and lines of credit. I am a EITC recipient. Expected Mail Date. May include IRS Forms 1099-A, 1099-C, 1099-INT and 1099-MISC, depending on your situation. I received a late 1099-int on April 6th for $58. THIS IS A REPOST OF THE ORIGINAL POST. That being said, this is de minimis, and can be ignored. In light of the approach for tax season, we will have a temporary pinned post replacing the rules thread, as we're seeing a lot of users post regarding the $600 W-9 situation, 1099-K's, and just Taxes in General. I received two 1099 consolidated forms (DIV and INT) Unsolved. You can also see the interest in your statements. 3%. P. Share Feb 6, 2024 · Ordinary income is subjected to the tax brackets that run from 10% to 37%. The interest is ordinary income to you, so you'll report it on your 2022 federal tax return. I asked my CPA to amend later this month after the craziness is over. I had the bank transferred all of my assets to a new account within the same bank last year. I realized it when I was looking for tax doc 2022 in Chase app and just saw there was a 1099 INT generated for 2020. And Form 1099-MISC doesn't need to be issued for less than $600. 25 10 days later. Banking services provided by The Bancorp Bank, N. You can deduct what you spent on what you sold, Depop fees, and shipping supplies on Schedule C. I checked on a tax return calculator and my federal tax refund amount isn’t changed so I don’t believe this increases my taxable income. If you have already filed, then for this small amount I would wait for the IRS to send a letter rather than amending. 51-0407970 : Barclays Bank. Before I moved to a different city I closed my account with a local credit union. This year, I got a 1099 listing every account except his. Your regular bank accounts (the ones with crappy 0. The 1096 is a summary form that businesses use to report their 1099 summary information. January 31. These were Series EE bonds, so from what I understand the interest is subject to federal income tax (but not state or local). Interest Income , later); The only taxable income I received for 2021 was the 1099-INT from my bank. If you want to report your interest income just look at you last statement, which should have the interest earned up to that point. However, my tax return got accepted by the IRS and by the state government. CORRECTED. They will upload from QB, they'll store info from the prior year, will e-file state/IRS as needed, they'll mail for you as well. I had a couple referrals last year and haven't received anything, but am hesitant to complete my taxes if there's a chance one might show up. r/tax. I got that form from Varo four days after I have filed my returns (Jan. Current may not or may be a real bank, I don't know. However, after 5 months of no activity and not being able to move and close the refinance successfully, I requested Chase to return the $500 and withdraw my refinance application. 22. Sofi issue 1099-MISC when it goes over $600 so probably won't get a 1099-MISC. com. or Stride Bank, N. January 2024) Interest Income. • 2 yr. It should work. They should be mailed by Monday, Jan 31st. sr oa is tb uq bg fh pk mi zc